Why Pre-Qualify?

	Are you looking for a mortgage loan? We will be glad to help! Give us a call today at (760) 943-7200. Want to get started? Apply Here.

It's valuable to consult your mortgage professional as soon as possible — even before you've started to research neighborhoods. Why? Maybe it is difficult to understand the ways we can help even before you begin to calculate your offer.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you can qualify for. We do this by considering your debts and income, your employment and housing situations, your available funds for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

We'll give you a Pre-Qualification Letter after you qualify, that says that we are confident you'll qualify for up to a certain amount of mortgage dollars.

Pre-Qual Power

Several advantages open to you once you find your new house, and have achieved pre-qualification power. The first is that you will know the amount you can afford when calculating the offer. Of greater importance to the home seller, your being pre-qualified is like your having entered their front door with a suitcase full of money ready to purchase their home! They won't need to wonder if that they have been wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

We will help you calculate how much of a mortgage you can afford, and how much money you may be able to borrow, by walking you through pre-qualifying. We accomplish this by analyzing your income and debts, your work and housing situations, your available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

One-on-One

While you are encouraged to benefit from our tools to calculate mortgage variables on this site, it will be essential to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might locate a different mortgage loan option that fits your goals better. We're eager to meet with you: call us at (760) 943-7200.

Have questions about pre-qualifying? Call us at (760) 943-7200. We answer pre-qualification questions every day.